To start, it's important to differentiate kinetics (which describe the rate at which reactions happen) and thermodynamics (which describe what net reaction can happen, even if it doesn't happen on the time scale of the universe's existence).
Your equations are all thermodynamic equations, so let's start there. I'm going to assume that you meant standard enthalpy and entropy. Then if we multiply through by $-T$, we end up with the definition of standard Gibbs free energy:
$\Delta G^\circ = -T\Delta S_{tot}=\Delta H^\circ_{sys} - T\Delta S^\circ_{sys}$.
If $\Delta G^\circ<0$, we say the reaction is spontaneous, but only in the thermodynamic sense that it can happen given infinite time. An important point is that this statement refers to the net reaction involved. The reverse reaction (which necessarily has a positive $\Delta G^\circ$) can happen, but always at a rate less than that of the forward reaction, such that the net reaction observed is the forward reaction. Because we're talking about thermodynamics and not kinetics, we can't make any conclusion about what those rates will be in absolute terms, only that the forward will be relatively faster than the reverse.
A different way of saying that is that if we set up a situation in which all reactants and products are at standard states (generally defined as 1 M solutes, 1 bar gases, pure solids, pure liquids), the concentration changes over time will be increases in products and decreases in reactants until the reaction reaches equilibrium. For a reaction that reaches equilibrium quickly, both the forward and reverse reaction happen quickly, but the forward slightly more quickly. At equilibrium, both reactions are still occurring, but now at exactly the same rate.
For a concrete example, consider the dissolution of a soluble compound like NaCl. If we have a solution of 1 M NaCl in water and we add excess solid NaCl, more NaCl will dissolve, but even when the solution becomes saturated (equilibrium), ions are constantly leaving the solid and going into solution while other ions are depositing from solution to the solid at the same rate.
In your hypothetical case where a change in T results in $\Delta G^\circ$ becoming positive, the reactions again are still happening. The difference is just that the reverse is faster than the forward when things are at standard states. It turns out that dissolution of NaCl is one of those cases you described, where $\Delta H^\circ >0$ and $\Delta S^\circ>0$. That means that if you made a 1 M solution and then cooled it, at a certain point solid would precipitate out, meaning that you've gotten to the point where at the standard state, the reverse reaction is faster than the forward reaction. At this temp, $\Delta G^\circ$ for dissolution is positive. If you stay at that temp, you can wait infinite time, and the solid will never fully redissolve.
All of that said, it sounds like your question might really be about kinetics, that is, how much can you slow down a reaction by cooling it? That question has little to do with entropy and instead relates to activation energies.