No. It is because the lowest three MOs are lower in energy than the corresponding original AOs. In other words, the electrons would rather be there than belong to the separate atoms, as if they wanted the atoms to be together rather than apart. Actually, there is no "as if". These electrons are the force that brings the atoms together. That's exactly what "bonding" means.
The occupancy of orbitals is irrelevant. Sure, the lower-energy ones are occupied first, and they are also more likely to be bonding, but that's about it. Think of the $\ce{O2}$ molecule: it has two electrons sitting on the antibonding $\pi^*$ MO (which also happens to be doubly degenerate, hence the triplet and stuff). On the other hand, boranes are not unlikely to have empty bonding orbitals.
So it goes.