The pH at the equivalence point of titration of $\ce{Na2CO3}$ solution with $\ce{HCl}$ is around 3.7, as shown in this titration curve:
At this point, the following reaction is completed:
$$\ce{NaHCO3 + HCl -> NaCl + H2O + CO2}$$
But considering the fact that $\ce{NaCl}$ is a neutral salt, shouldn't the pH be closer to 7? The $\ce{H2CO3}$ formed also decomposes to form $\ce{H2O + CO2}$, and shouldn't affect the pH either. Why then is the equivalence point at such a low pH value?